Insights

Field notes from African risk and capital markets.

Short, evidence-led pieces on the regulatory shifts, capital market signals, and capability gaps shaping African financial institutions. New posts will land here as ARMA's research and engagement work develops.

Coming next

We are preparing the following insights for publication over the coming weeks. Subscribe to receive them in your inbox the moment they go live.

Why Uganda's July 2026 ESG Risk Framework Deadline Matters for Every East African Bank

The Bank of Uganda ESG Risk Management Framework comes into force in July 2026. Most East African banks have not yet completed the foundational capability work required. We unpack what the framework requires, who is exposed across the correspondent banking network, and what a credible 90-day readiness sprint looks like.

Estimated read: 6 minutes. Publishing: June 2026.

The IFRS S1/S2 Implementation Gap in African Banking

Nigerian banks face a 2028 IFRS S1/S2 adoption mandate; most are 18-24 months behind on the foundational disclosures that need to be in place by then. Our analysis of the readiness gap across CBN-regulated institutions — and what a 12-month closure programme actually entails.

Estimated read: 8 minutes. Publishing: June 2026.

What AI-Augmented Advisory Actually Costs (and Saves)

A $50K ARMA engagement and a $250K Big 4 equivalent deliver the same outputs in different ways. We unpack the economics — what's the same, what's different, and where the AI-augmented model genuinely changes the calculus for an African FI's capability investment.

Estimated read: 5 minutes. Publishing: July 2026.

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